First time home buying guides

This is a site designed to provide information to assist the first time homebuyer purchase or finance their first home. Discussions include government and other loan programs, steps to follow to buy a 1st home, and critical mistakes to avoid. We cover programs like VA, FHA, Chfa, CalVet, Shared Equity, zero down payment, low interest rate government subsidized programs, interest only, and silent seconds. Additionally, we discuss the loan process, credit issues, FICO scores, and qualifying. We also explain general real estate terms and procedures. Finally, we cover the major mistakes first time home buyers make and discuss how to avoid them.